Safaricom has lauched a new facility called Biashara Overdraft. Business people who have access to Lipa na Mpesa and Paybill and do transact with customers through Buy goods and services are eligible to apply for overdraft loan that will enable them to continue doing business when they are low on business capital.
How to apply for Biashara Overdraft Loan
- Dial *234#.
- Choose option 2: Mpesa Business Till.
- Enter your HO/Store Number.
- Choose option 3: Business Loans.
- Choose option 1: Business Overdraft.
- Choose option 1: Join now.
- Accept Terms and Conditions.
- Enter operator ID e.g DK
- Enter four digit operator pin.
- Choose option 1and wait for confirmation message.
How to apply for Biashara Overdraft Loan using Mpesa Business App
Biashara Overdraft Loan can also be applied on Mpesa Business App. To apply;
- Download Mpesa Business App from Playstore.
- Enter your till credentials to activate your account. i.e Store number/Till number and Operator ID.
- Upon successful activation, Click on Business Overdraft icon.
- Enter your till number pin and wait for confirmation message from Safaricom with amount you qualify for.
How to apply for Bloom Asante Loan: Loan Soko
Loan Soko is a business loan provided by Bloom Asante and they are in partnership with Safaricom to provide 1 day, 7 days and 21 days loan to Business people.
- Dial *234#.
- Enter your HO/Store Number.
- Choose option 3, Business Loans.
- Choose option 1, Access loans from our partners.
- Choose option 1, Bloom by Asante Finance and accept terms and conditions.
- Enter operator ID e.g DK
- Enter operator pin and wait for confirmation upon successful registration.
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